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Why work with us?

At The Mortgage Store, we have built a mortgage company designed to give your clients the benefit of being YOUR client while partnering with you to help sell more homes. You and your clients win. Our unwavering commitment to service and attention to underwriting guidelines provide you and your clients with a smooth mortgage experience.

Your clients are looking for help, and we are looking to expand our relationships in order to expand the delivery of our top notch service and advice. We have a number of ways in which we can work with you and/or your firm including marketing tools can help sell more homes.
And yes, of course we have lots of unique programs that will help your clients get into that house. These include:
Thorough Pre approvals
  • Yes, they actually mean something.  We conduct a thorough review of your client's finances to ensure they are looking at the right price ranges and are actually qualified. 
  • Designed to eliminate wasting your time with the wrong buyers.
Jumbo loans
  • Ability for exceptions up to $1,500,000
  • Lower FICO scores (down to 620 depending on loan size)
 Low Down Payment Loans        
  • 97 percent loan to value (3 percent down) conforming loans
  •  FHA (down to 580 FICO) and VA loans
  • 5 percent down on Condos
  • Homepath loans  - Fannie Mae Owned (no PMI) - no appraisal


Rehab Loans - Foreclosed Property Loans


  • Streamlined 203K (fixer upper loans)
  • Homepath loans - Fannie Mae Owned

    I look forward to having the opportunity of working with you.

-   Michael Ruffalo, President & Owner

The Mortgage Store Co.
1375 E Woodfield Rd, Suite 240, Schaumburg, IL  60173
Office:  (847) 805-1818
Copyright © 2018 The Mortgage Store Co.
Company NMLS# 230046
Michael Ruffalo NMLS# 230051
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